Monetary means relating to money, especially the total amount of money in a country. or relating to money, or to the mechanisms by which it is supplied to, and circulates in, an economy. In comparison, fiscal relates to public revenues (taxation) and public spending, debt, and finance.
Financial technology, often shortened to fintech, is the technology and innovation that aims to compete with traditional financial methods in the delivery of financial services. It is an emerging industry that uses technology to improve activities in finance.