The journey to success or achievement towards financial freedom has never been easy. The same applies to the SACCOs-Microfinance Sector. Ever since the establishment of this this sector in our county it has faced so many challenges that day in and day out have made the successful journey be difficult. It is however important to understand that despite the challenges the sector has tried to the best of its capacity and hand in hand with some of its stake holders show the progressive intention to face them and move forward no matter what. In the series of events that occasionally have happened to take place the sector of SACCOs-Microfinance has both been afforded with the respective consideration. This is by all the two sides, the regulators and the actors, a thing that has led the sector to occupy minor overview in the eyes of the expected participants who are the members to show up their contributions in terms of savings.

For quite some time the trend of financial rotation and operations has been massive involving many people individually, groups and enterprises engage in facilitating the financial industry, this involves storage management, transactions, data entry system record managements and all sort of financial operation. The world has witnessed gross improvement of people and institutions that have engaged in this industry. The matter of fact is the financial industry grows faster and is much needed along side our communities over other industries. It cuts across in governmental activities, individual persons, and hence globally. In this way there is no way to deny that the facilitation of this industry now needs more careful management as it serves the huge number of people and the interests of many.

The relationship between National development and the growth of the Microfinance sector are intertwined in Tanzania for a very long period of time and that will be also for the long period to come. The reason behind is because Microfinance sector that operates under various Microfinance Institutions share a strong bond with communal based entrepreneurs who aim at growing and building their financial freedom. Now we see the main objective of the Microfinance sector ever since it was brought into existence is to allow its stake holders herein clients grow economically by raising their capital through their investments and monetary savings.

An investment is an asset or item acquired with the goal of generating income or appreciation. In an economic sense, an investment is the purchase of goods that are not consumed today but are used in the future to create wealth. In finance, an investment is a monetary asset purchased with the idea that the asset will provide income in the future or will later be sold at a higher price for a profit. The goal of investing is to build wealth over time and/or to generate income from your investments to meet objectives. Investors purchase assets such as mutual funds, stocks, bonds, real estate and commodities with the expectation that the value of these assets will increase and that their financial goals will be realized.